INsurance question im stuck on?
Michael Cheung was seriously injured in a snowboarding accident that broke both his legs and an arm. His medical expenses included 4 days of hospitalization at $1,300 a day, $6,500 in surgical fees, $7,500 in physician’s fees (including time in the hospital and seven follow-up office visits), $430 in prescription medications, and $1,800 for physical therapy treatments. All of these charges fall within customary and reasonable payment amounts.
a.If Michael has an indemnity plan that pays 80% of his charges with a $500 deductible and has a $5,000 stop-loss provision, how much will he have to pay out-of-pocket? Round to the nearest dollar.
$
b.What would Michael’s out-of-pocket expenses be if he belonged to an HMO with a $40 co-pay for office visits? Round to the nearest dollar.
$
Michael is going to have to call the number on the back of his insurance card, and ask how coverage applies.
You didn’t mention if the providers are in network or not.
Michael Hubbs: My Progress- Physical Therapist & MRI Report
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Introduction to Physical Therapy by Michael A. Pagliarulo (2011, Paperback) $30.00 |
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Introduction to Physical Therapy by Michael A. Pagliarulo (2011, Paperback) $30.00 |
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INTRODUCTION TO PHYSICAL THERAPY – MICHAEL A. PAGLIARULO (PAPERBACK) NEW $68.71 |
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Physical Therapy Board Review, 1e, Brad Fortinberry PT DPT SCS, Michael Dunawa $65.97 |
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Introduction to Physical Therapy Michael A. Pagliarulo $20.95 |
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Introduction to Physical Therapy by Michael A. Pagli… $29.95 |
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Orthopaedic Physical Therapy NEW by Michael J. Wooden $130.19 |
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Michael Graves Therma Moist Heating Pad, Size: Medium 14“ x 14 $84.00 Michael Graves Therma Moist Heating Pad, Size: Medium 14“ x 14The positioning strap with Velcro-type closure ensures a secure, proper fit for maximum treatment. The easy to use hand control features four heat settings and four time settings. Ideal in the treatment of arthritis, back pain, sprains and strains, muscle soreness, neck pain, headaches and sports injuries. Moist heat therapy is more e… |
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Michael Graves Therma Moist Heating Pad, Size: Petite 7“ x 15 $69.00 Michael Graves Therma Moist Heating Pad, Size: Petite 7“ x 15The positioning strap with Velcro-type closure ensures a secure, proper fit for maximum treatment. The easy to use hand control features four heat settings and four time settings. Ideal in the treatment of arthritis, back pain, sprains and strains, muscle soreness, neck pain, headaches and sports injuries. Moist heat therapy is more ef… |
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Brian’s Song $3.20 Mekhi Phifer and Sean Maher star in this remake of the heart-wrenching made-for-TV biodrama about Chicago Bears teammates Gale Sayers and Brian Piccolo, whose friendship is put to the ultimate test when Piccolo is found to have terminal cancer. Elise Neal co-star. 87 min. Standard and Widescreen (Enhanced); Soundtrack: English Dolby Digital Surround; Subtitles: English, Spanish, Korean, Thai, Chin… |
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The Education of Sonny Carson $7.12 If you were a young black man in inner-city ’50s Brooklyn, you wouldn’t find what you had to know to survive in any book. Acclaimed autobiographical drama of life in the mean streets stars Rony Clanton, Don Gordon, Joyce Walker. 105 min. Widescreen; Soundtracks: English Dolby mono; audio commentaries; biographies; photo gallery; trailer…. |